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- Build equity faster If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program to a 15- or 20-year loan structure. This enables you to build equity faster and save money on financing fees.
- the 5.1% week-to-week hike in mortgage applications has piggybacked largely on robust growth in the volume of refinancing.
- What documents do you need to get pre approved? If you are a wage earner 2 Most recent Pay Stubs, Bank Statements, and W2s Most recent Tax Returns If you are self-employed or some part of your income/loss comes from a business you own: 2 Most recent tax returns (Personal and Company)