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  • How long is the pre-approval good for? A Pre-approval letter is usually good for 60-90 days. At Luchechko Mortgage team we understand that it’s not always possible to find a house and get your offer accepted in 3 months. We do not make you go through the entire process again after 90 days. If nothing has changed with your credit qualification, we will simply renew your letter and issue you a new one. Absolutely no hassle at your end.
  • Build equity faster If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program to a 15- or 20-year loan structure. This enables you to build equity faster and save money on financing fees.
  • Use the equity you've establish A cash-out refinance allows you to tap into the equity you have built up in your home. And, if you are currently paying for mortgage insurance and your loan-to-value has decreased, you may qualify for a loan without mortgage insurance.

Services we provide:

  • Russian Ukrainian Speaking Mortgage Broker
  • Russian Ukrainian Loan Broker
  • Russian Ukrainian Mortgage Broker
  • Russian Ukrainian Credit Union

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