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How long is the pre-approval good for? A Pre-approval letter is usually good for 60-90 days. However, we at Arcus Lending understand that it’s not always possible to find a house and get your offer accepted in 3 months. We do not make you go through the entire process again after 90 days. If nothing has changed with your credit qualification, we will simply renew your letter and issue you a new one. Absolutely no hassle at your end.
he 5.1% week-to-week hike in mortgage applications has piggybacked largely on robust growth in the volume of refinancing.
What documents do you need to get pre approved? If you are a wage earner 2 Most recent Pay Stubs, Bank Statements, and W2s Most recent Tax Returns If you are self-employed or some part of your income/loss comes from a business you own: 2 Most recent tax returns (Personal and Company)