Russian Mortgage Broker

Russian Ukrainian Speaking Mortgage Broker

We’re seeing a new wave of younger millennial home buyers flood the market as we enter peak home-buying season. With interest rates at historic lows, now is the perfect time for younger millennials to purchase a home and start building equity.
How long is the pre-approval good for? A Pre-approval letter is usually good for 60-90 days. At Luchechko Mortgage team we understand that it’s not always possible to find a house and get your offer accepted in 3 months. We do not make you go through the entire process again after 90 days. If nothing has changed with your credit qualification, we will simply renew your letter and issue you a new one. Absolutely no hassle at your end.
A pre-approval is a process where a lender reviews your income, employment, credit and assets. After reviewing the credit qualifications, the lender will issue a pre-approval letter mentioning how much home loan you might qualify for.