Russian Mortgage Broker

Russian Ukrainian Speaking Mortgage Broker

How long is the pre-approval good for? A Pre-approval letter is usually good for 60-90 days. At Luchechko Mortgage team we understand that it’s not always possible to find a house and get your offer accepted in 3 months. We do not make you go through the entire process again after 90 days. If nothing has changed with your credit qualification, we will simply renew your letter and issue you a new one. Absolutely no hassle at your end.
What documents do you need to get pre approved? If you are a wage earner 2 Most recent Pay Stubs, Bank Statements, and W2s Most recent Tax Returns If you are self-employed or some part of your income/loss comes from a business you own: 2 Most recent tax returns (Personal and Company)
Use the equity you've establish A cash-out refinance allows you to tap into the equity you have built up in your home. And, if you are currently paying for mortgage insurance and your loan-to-value has decreased, you may qualify for a loan without mortgage insurance.