Russian Mortgage Broker

Russian Ukrainian Speaking Mortgage Broker

What documents do you need to get pre approved? If you are a wage earner 2 Most recent Pay Stubs, Bank Statements, and W2s Most recent Tax Returns If you are self-employed or some part of your income/loss comes from a business you own: 2 Most recent tax returns (Personal and Company)
How long is the pre-approval good for? A Pre-approval letter is usually good for 60-90 days. At Luchechko Mortgage team we understand that it’s not always possible to find a house and get your offer accepted in 3 months. We do not make you go through the entire process again after 90 days. If nothing has changed with your credit qualification, we will simply renew your letter and issue you a new one. Absolutely no hassle at your end.
Build equity faster If you are in a position to make higher monthly payments due to an increase in salary or other good fortune, you may want to switch from a 30-year loan program to a 15- or 20-year loan structure. This enables you to build equity faster and save money on financing fees.